Rosvold v. Dunlop - settlement amount

Total award: $300,000

The Court of Appeal noted that an award for loss of earning capacity is intended to recognize a Plaintiff's ability to earn income in the future. That potential is a capital asset that should be compensated if affected by the accident. Further, such an award is based on speculation as opposed to mathematical analysis. In this respect, "what may have happened" only has to be probable instead of likely or certain. In this case, the original trial judge should have taken note of the following factors:

  • Rosvold had only a grade nine education

  • Vocational testing indicated he was not well suited to "desk jobs"

  • Rosvold's past business experience did not indicate a strong business sense.

With these additional facts in mind, it was probable that Rosvold's proposed business might have failed or not generated sufficient income for him to live on. The Court of Appeal concluded that the accident had rendered Rosvold less capable of earning income from all types of employment, made him less attractive as a business partner and unable to take advantage of business opportunities that might otherwise have been available to him, and therefore less valuable to himself as a person capable of earning income in a competitive labour market. On this basis, Rosvold was entitled to $300,000 for the loss of earning capacity.

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Settlement Road is an online legal service offered to car accident victims in BC by Vancouver Personal Injury Lawyer (s) working with the Vancouver law firm of Macaulay McColl. Settlement Road helps claimants negotiate fair insurance settlements for their ICBC claims.